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Thinking about forming a captive insurance company for your multifamily portfolio? Before you take the leap, ask yourself five critical questions about scale, capital, claims history, risk tolerance, and waiver enrollment. This post walks you through each consideration and explores how Foxen’s WaiverCell and WaiverFlex solutions can make self-insurance more accessible and profitable.

Foxen’s WaiverCell gives multifamily owners a simpler way to self-insure against tenant-caused damage. In this Q&A, Foxen's Chief Legal Officer Kelli Stiles explains what captives are, why they’re gaining traction, and how WaiverCell delivers the benefits—minus the complexity.

One of the most impactful uses of captive insurance companies by multifamily property owners and operators is to self-insure against property damage caused by tenants. Foxen offers two options: WaiverCell, a more accessible, cost-effective way to participate in a Protected Cell Captive, and WaiverFlex, which supports owners that already have a captive set up to self-insure against tenant-caused damage.